تقييم مسا همة البنوك التجارة تمو ل مشار ع السكن دراسة حالة الصندوق الوطني للتوفير والا حتياط

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Date

2017

Journal Title

Journal ISSN

Volume Title

Publisher

جامعة محمد بوضياف المسيلة

Abstract

The development , which defined the field of construction and reconstruction, is considered one the most important basic features ,where the back of this development through the stages of history and is already stems from the evolution of it is needed . Despite the efforts made by each country to revive the housing sector , the housing policy followed in Algeria since independence until the main reason for the worsening housing crisis that is increasing day after day , as a result of high population growth and poor distribution of social housing increased to that lack of resources and financial means , ,note that investment in housing needs to resources short, medium and longterm, can not be obtained only in the financial system developed relies effective contribution to commercial banks Algerian , so as to enable families and individuals of access to housing decent , which also helped to remove a significant burden on the national fund for providing and reservists who worked on the financing , Hostels alone

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Keywords

Mortgage Lorans, financing , Living, Caisse Nationale d’Epargne et de Prévoyance .

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